Appraisals

At Bova Diamonds, we offer professional diamond appraisal services to help you determine the value of your diamonds. Whether you’re looking to insure your diamonds, settle an estate, or simply want to know their worth, our expert gemologists can provide accurate and reliable appraisals.

We use the latest technology and equipment to ensure that our appraisals are precise and thorough. Our team of experienced gemologists have the knowledge and expertise to evaluate all types of diamonds, including loose stones, engagement rings, and other diamond jewelry.

Our diamond appraisal services can also be used for estate planning, tax purposes, or for selling your diamonds. We provide detailed and comprehensive reports that include all the necessary information about your diamonds, including their carat weight, color, clarity, and cut, as well as an estimated value based on current market conditions.

We understand that your diamonds are valuable assets, and we’re committed to providing you with the most accurate and reliable appraisals possible. Our team is dedicated to ensuring that you have the information you need to make informed decisions about your diamonds.

We have G.I.A.-certified graduate gemologists on staff who can provide an accurate and detailed appraisal for your jewelry and precious metals. In the rare case we do not have the expertise to appraise a particular item, we will advise you. 

When coming into our store for an appraisal or an appraisal update, it is most helpful for you to bring any previous paperwork (old receipts, previous appraisals and repair history). We appraise:

  • All diamonds and gemstones.
  • Rings, necklaces, bracelets, earrings, brooches, or any & all finished jewelry items.
  • Pearls & all types of beads.
  • Wrist watches & Pocket watches.
  • All sterling silver flatware & hollow-ware.
  • All US Coins & Currency.

APPRAISALS FAQ

How much does an appraisal cost?

There is not a set value for an appraisal. The cost depends on the nature and characteristics of the appraised item and the time required for research on the item.

How much time does an appraisal take?

Some appraisals can be performed while you wait. Most appraisals take 1-2 days.

Why do I need an appraisal?

Many people request an appraisal so that they can insure their jewelry. The insurance company will almost always require an independent appraisal to establish a replacement value. We can also perform appraisals to authenticate a piece of jewelry or to establish a value for an estate auction or sale. You can be sure that we will carefully examine your item and provide a fair and accurate appraisal.

What does the appraisal value mean?

An appraisal provides the estimated replacement value of an item. This value is a reasonable estimate of what you could purchase the item for in a typical retail transaction.

Will you buy my item for the appraised value?

The appraisal value is not an offer at which we will purchase the item.

Will you provide an appraisal showing the appraised value for a higher amount?

We provide a reasonable estimate of the replacement value of an item in an appraisal. Some people mistakenly believe that if they insure their jewelry for a higher value, they will get a higher insurance settlement if their item is lost or stolen. In fact, this is rarely the case. While a higher appraised value will usually mean you pay higher insurance premiums for coverage, the insurance company will not generally pay the appraised value to a policyholder. They will instead pay the replacement value of the item, regardless of how high the item is appraised. You should consult your insurance policy or insurance agent for details about your specific policy.

How often should I get an item appraised? time does an appraisal take?

There are a number of factors that affect how often an item should be appraised. Several factors include the item’s condition over time and current market prices for precious metals and gems. For insurance purposes, if the value of your jewelry increases significantly and your insurance coverage does not increase, your jewelry may be under-insured. In the event of a loss or theft, the insurance company may pay you only the insured value, not the actual current replacement value of the item. For this reason, some people update their appraisal and insurance coverage every few years. You should consult your insurance policy or insurance agent for an understanding of how your individual insurance coverage works.

Custom Design

Design Your Ring

Special Financing Available

Learn More